Life insurance cost in NZ
Typical premium ranges by age. Final pricing depends on your situation.
Premium ranges are illustrative only and based on a $500,000 level-term life cover for a healthy non-smoker. Actual premiums depend on health, occupation, smoker status, and the insurer. Get a tailored quote for accurate pricing.
| Age | Premium range |
|---|---|
| Age 30 | $20–35 / month |
| Age 35 | $25–45 / month |
| Age 40 | $35–60 / month |
| Age 45 | $50–90 / month |
| Age 50 | $80–140 / month |
| Age 55 | $130–220 / month |